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Smart Money Financing

Smart Money

Financing - 90 or 180 Days Same As Cash

100% financing available for all eligible home improvements

  • Help pay for unexpected and emergency replacement work
  • Include installation charges, tax and extended manufacturers' warranties and service plans

Loan-By-Phone application process with consumer through a unique toll-free telephone number

  • Credit decision usually in less than 10 minutes
  • No paper application processing or administrative hassle
  • Customers value the privacy of communicating directly with EnerBank USA

Our competitve loan offers

  • Our loan features are very competitive
  • Unsecured installment loan
  • Loan amounts from $1,000 to $45,000
  • Extended loan repayment terms from one to 10 years (depending on loan size)
  • Competitive fixed interest rates
  • No prepayment penalties
  • Comprehensive list of eligible home improvements and equipment installations
  • Loan commitment period is 120 days from loan approval date
  • Same-As-Cash, Zero Interest Rate and Deferred Payment options available
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