100% financing available for all eligible home improvements
- Help pay for unexpected and emergency replacement work
- Include installation charges, tax and extended manufacturers' warranties and service plans
Loan-By-Phone application process with consumer through a unique toll-free telephone number
- Credit decision usually in less than 10 minutes
- No paper application processing or administrative hassle
- Customers value the privacy of communicating directly with EnerBank USA
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Our competitve loan offers
- Our loan features are very competitive
- Unsecured installment loan
- Loan amounts from $1,000 to $45,000
- Extended loan repayment terms from one to 10 years (depending on loan size)
- Competitive fixed interest rates
- No prepayment penalties
- Comprehensive list of eligible home improvements and equipment installations
- Loan commitment period is 120 days from loan approval date
- Same-As-Cash, Zero Interest Rate and Deferred Payment options available
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